Due to rising home prices, many families purchased their homes in the last few years with an adjustable rate feature. After the brief, initial fixed rate period, that adjustable rate period is now. Many have seen their interest rates rise significantly, and

Selling endowment policies can be a very stressful time regardless of what your reasons for selling them are.

Selling endowment policies can be a stressful and confusing time.

One of the most popular areas of property development in recent years has been the buy-to-let facility. Favoring both professional property developers, as well as savvy consumers who can afford to do this, it allows a mortgage to be taken out for the sole reason of letting the property immediately.

When purchasing a home, people often turn to a mortgage company or financial lender to obtain a mortgage in order to buy the house.

The time has come for you to buy a house, but for a first time buyer, the housing market can be frightening and confusing. Unethical lenders may try to ensnare you with high interest rates and a loan that will have you paying for years.

Many people are struggling with bad credit. Unfortunately it doesn't take much to derail your credit. A few missed or late payments on any credit card or loan can send creditors knocking on your door and a world of stress into your life.

If purchasing a home, you must do the research to find the best home mortgage available.

Like in any other financial transaction, you need to be clear about what your mortgage is offering you. And prudence declares that you compare across options.

Are you planning on staying in your current home for 30 years? If not, then why did you pay all the extra fees associated with a 30 year loan?

If you're frustrated about not having a downpayment for a new home, a 100 percent mortgage can be the way to go.

Ever wonder what your mortgage broker or real estate agent is really thinking. Read the article here and on my site to find out more.

Taking the step into home ownership is one of the most important financial decisions a person will make in their lifetime. There are many factors to consider when embarking on this venture. Literally hundreds of loan programs are available, and it is important to find the one that best fits your personal long-term goals.

One of the things that we always explain to senior borrowers when they ask about reverse mortgages is that they are non-recourse loans. The next question is always, What is a non-recourse loan?

Reverse Mortgages are not short term, hard money, bridge or balloon loans normally associated with the type of loans people are forced to get to stop a foreclosure proceeding.